Jump to ContentJump to Main Navigation
Reforming Rules and RegulationsLaws, Institutions, and Implementation$
Users without a subscription are not able to see the full content.

Vivek Ghosal

Print publication date: 2010

Print ISBN-13: 9780262014687

Published to MIT Press Scholarship Online: August 2013

DOI: 10.7551/mitpress/9780262014687.001.0001

Show Summary Details
Page of

PRINTED FROM MIT PRESS SCHOLARSHIP ONLINE (www.mitpress.universitypressscholarship.com). (c) Copyright The MIT Press, 2017. All Rights Reserved. Under the terms of the licence agreement, an individual user may print out a PDF of a single chapter of a monograph in MITSO for personal use (for details see http://www.mitpress.universitypressscholarship.com/page/privacy-policy).date: 12 December 2017

Drivers and Obstacles to Banking SMEs

Drivers and Obstacles to Banking SMEs

The Role of Competition and the Institutional Framework

Chapter:
(p.215) 9 Drivers and Obstacles to Banking SMEs
Source:
Reforming Rules and Regulations
Author(s):

Augusto de la Torre

María Soledad Martínez Pería

Sergio L. Schmukler

Publisher:
The MIT Press
DOI:10.7551/mitpress/9780262014687.003.0009

This chapter analyzes the drivers and obstacles to lending to small and medium enterprises (SMEs). Of particular interest is the role of competitive and institutional environments in shaping SME lending, and more generally banks' interest in dealing with SMEs. The study compares banks in Argentina and Chile. Among the main findings are that, despite institutional differences, SMEs have become a strategic sector for most banks in both countries. Banks seem to be focusing on SMEs because the segment's profitability is expected to more than compensate for the higher implied costs and risks, especially given thinning margins in the corporate and retail sectors due to increased competition.

Keywords:   small and medium enterprises, financing, lending, Argentina, China, banking industry

MIT Press Scholarship Online requires a subscription or purchase to access the full text of books within the service. Public users can however freely search the site and view the abstracts and keywords for each book and chapter.

Please, subscribe or login to access full text content.

If you think you should have access to this title, please contact your librarian.

To troubleshoot, please check our FAQs, and if you can't find the answer there, please contact us.