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Nosal, E., & Rocheteau, G. (2011-10-28). Money and Credit. In Money, Payments, and Liquidity. : The MIT Press. Retrieved 16 Sep. 2021, from https://mitpress.universitypressscholarship.com/view/10.7551/mitpress/9780262016285.001.0001/upso-9780262016285-chapter-8.