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Deposit Insurance around the WorldIssues of Design and Implementation$
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Asli Demirguc-Kunt, Edward J. Kane, and Luc Laeven

Print publication date: 2008

Print ISBN-13: 9780262042543

Published to MIT Press Scholarship Online: August 2013

DOI: 10.7551/mitpress/9780262042543.001.0001

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Deposit Insurance around the World: A Comprehensive Database

Deposit Insurance around the World: A Comprehensive Database

(p.363) 11 Deposit Insurance around the World: A Comprehensive Database
Deposit Insurance around the World

Aslı Demirgüç-Kunt

Edward Kane

Baybars Karacaovali

Luc Laeven

The MIT Press

This chapter updates the earlier deposit insurance database constructed in 1999 and extends several important dimensions. The database is inclusive of fourteen different countries that are known to have adopted deposit insurance schemes since the database’s construction and even includes twelve other countries that were not initially included in the data. The chapter then mentions four distinct methods through which to improve the database. One way through which this is achieve is through the use of various country sources and targeted surveys of individual country deposit insurance agencies to help improve upon the original data. New variables such as the level of coinsurance requirements and the percentage of the value of deposits covered are also taken into account. As a result, the database now provides a better understanding on the effects of deposit insurance and will also help further research to new lengths.

Keywords:   deposit insurance database, deposit insurance schemes, coinsurance requirements, deposit value, country sources, targeted surveys

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