Jump to ContentJump to Main Navigation
Deposit Insurance around the WorldIssues of Design and Implementation$
Users without a subscription are not able to see the full content.

Asli Demirguc-Kunt, Edward J. Kane, and Luc Laeven

Print publication date: 2008

Print ISBN-13: 9780262042543

Published to MIT Press Scholarship Online: August 2013

DOI: 10.7551/mitpress/9780262042543.001.0001

Show Summary Details
Page of

PRINTED FROM MIT PRESS SCHOLARSHIP ONLINE (www.mitpress.universitypressscholarship.com). (c) Copyright The MIT Press, 2018. All Rights Reserved. An individual user may print out a PDF of a single chapter of a monograph in MITSO for personal use.date: 23 October 2019

Deposit Insurance Design and Implementation: Policy Lessons from Research and Practice

Deposit Insurance Design and Implementation: Policy Lessons from Research and Practice

Chapter:
(p.3) 1 Deposit Insurance Design and Implementation: Policy Lessons from Research and Practice
Source:
Deposit Insurance around the World
Author(s):

Aslı Demirgüç-Kunt

Edward Kane

Luc Laeven

Publisher:
The MIT Press
DOI:10.7551/mitpress/9780262042543.003.0001

This chapter explains how deposit insurance is capable of being either explicit or implicit. The former refers to coverage that is contractual obligations, while the latter refers to coverage that is conjectural. This study, then, add some new data points to the evidence and analysis in the chapter for the purpose of providing more guided decisions about deposit insurance adoption, design, and implementation. Other parts of the chapter include a review on cross-country econometric evidence on the costs and benefits of deposit insurance, and the practical lessons that can be derived from individual country experiences. In conclusion, the benefits or harms of deposit insurance on a country are dependent upon the design and administration that surrounds it. It is important, however, to be able to establish reliable procedures for contract enforcement before adopting explicit deposit insurance.

Keywords:   deposit insurance, contractual obligations, conjectural coverage, contract enforcement, deposit insurance adoption, cross-country econometric evidence

MIT Press Scholarship Online requires a subscription or purchase to access the full text of books within the service. Public users can however freely search the site and view the abstracts and keywords for each book and chapter.

Please, subscribe or login to access full text content.

If you think you should have access to this title, please contact your librarian.

To troubleshoot, please check our FAQs, and if you can't find the answer there, please contact us.