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Medical Malpractice$
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Frank A. Sloan and Lindsey M. Chepke

Print publication date: 2008

Print ISBN-13: 9780262195720

Published to MIT Press Scholarship Online: August 2013

DOI: 10.7551/mitpress/9780262195720.001.0001

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Why the Crises in Medical Malpractice?

Why the Crises in Medical Malpractice?

(p.26) (p.27) 2 Why the Crises in Medical Malpractice?
Medical Malpractice

A. Sloan Frank

M. Chepke Lindsey

The MIT Press

This chapter examines the “insurance cycle” or “underwriting cycle” that arises in the property-casualty insurance industry, of which medical malpractice insurance is part. Cycles in medical malpractice insurance are important because they can be at least temporarily disruptive to health care delivery, and they elicit strong demands for change in the political arena. The chapter considers how deeply entangled medical malpractice is with the insurance cycle; provides insight into the functioning of the medical malpractice insurance business; and explores the dynamics of the cycle by looking at both internal and exogenous causes.

Keywords:   insurance cycles, underwriting cycles, property-casualty insurance industry, medical malpractice insurance, health care

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